Financial Efficiency

Knowing your Credit Score

When applying for any type of loan or mortgage, one of the important factors a financial institution will look at is your credit score. These credit checks are necessary as they give that financial institution better insight into the level … Continue reading

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Looking for Housing Assistance in Rural Areas? USDA can help.

In the past few years the United States Department of Agriculture (USDA) has set a goal of building up rural development. Implemented in 2009, The American Recovery and Reinvestment Act (ARRA) set its sights on tackling this issue by setting … Continue reading

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Put Your Tax Refund to Work Today!

Use your tax refund to help buy that dream home you have had your eye on! We know it is tough to pull together a down payment for a home, due to unavailable resources for a down payment. However, many … Continue reading

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Be Smart About Your Money in 2013

A new year means new opportunities, fresh starts and smarter decisions than the year before. Money isn’t happiness, but it sure does help to be smart with it. Make personal finance easy for yourself this New Year by following only … Continue reading

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Spread the Wealth and Donate Unwanted Gifts

As joyful and pleasant as the holidays can be, a lot of us enjoy the de-stressing sigh of relief that follows when the hustle and bustle gradually tapers back to its normal load. Though the larger portion of the holidays … Continue reading

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Closet and Garage Space Is a Deal Breaker

As the demand rises for home owners requesting more and more space within their homes, garages are becoming a more important feature within homes. The space of a garage and the way it is utilized and maximized is crucial for … Continue reading

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Increase Your Home’s Value with Small Bathroom Updates!

Being conscious of your home’s exterior and interior state and making an effort to keep it at its premium is extremely important to the resale value.  One of the best ways to put additional value into your home is by … Continue reading

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How Dressing up Your Home’s Exterior Improves Resale Value

With the popularity of home makeover reality and improvement shows, there is a real interest in beautification and restoration of our homes interiors and exteriors. This is not only because we concern ourselves with keeping up appearances, but also because … Continue reading

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Maximizing Energy Efficiency to Cut Energy Costs

Pinching pennies to maximize your cash flow is always a sensible and rewarding endeavor to attempt. However, we all know that using our money sense can be difficult to remember at all times. In fact, we agree that it is … Continue reading

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